Currently, there are funds available for down payment-closing cost assistance.
- $3,000: St. Louis County
- $5,000: City of St. Charles
- $5,000: Jefferson County
- $5,000: City of O’Fallon
- $5,000: St. Charles County which includes Cottleville, Dardenne Prairie, Lake St. Louis, St. Paul, St. Peters, Weldon Spring, Wentzville and all of unincorporated St. Charles County
- $15,000 is available for those purchasing a Certified 24:1 CLT Home.
- Through our Partner Lenders, funds are available for buyers in St. Louis City.
Homeownership Center, Individual Development Accounts & Foreclosure Help
Beyond Housing’s Homeownership Center is helping make the dream of homeownership a reality for families in St. Louis and surrounding areas. We assist current and prospective homeowners throughout the St. Louis region in their efforts to acquire and maintain their homes. Our educational workshops, one-on-one personalized services, and other services are designed to help families and individuals build and maintain wealth through savings and equity in their homes.
Education and Counseling
Catch the Dream – Keep the Dream: This unique homeownership program provides education and one-on-one counseling to prepare participants to make informed choices throughout the home buying process. Catch the Dream includes: 8 hours of valuable home buyer education (in classroom or on-line), a private session with a homeownership counselor to outline financial goals, review the credit report, assist with credit repair (where applicable), assess available programs and provide referrals to Beyond Housing partners, including professional lenders, realtors, home inspectors and property insurers. Training Schedule and Registration
Lending Services: Down Payment and Closing Cost Assistance
Beyond Housing can also provide down payment and closing cost assistance to eligible families who purchase qualifying homes in approved jurisdictions. We know that homeownership is an asset-building and wealth-creating experience. As a team, we collectively strive to help each client successfully complete the home buying process in a timely and stress-free manner. In 2011 we assisted 185 new homeowner’s with the purchase of their new home. Down Payment and Closing Cost Assistance Programs
Foreclosure Intervention Program
Beyond Housing has been in the forefront of the foreclosure crisis providing intervention and counseling services to those at risk of losing their home. We have helped thousands from the St. Louis region and throughout Missouri. Our counselors are well trained and aware of the most current options available. DON’T WAIT TO CALL US! We strongly urge those who are having financial difficulty to call us for an appointment as soon as their circumstances change. Help is Here.
Individual Development Accounts (IDAs) for Adults and Students
Assets for Life: We partner with the United Way and other nonprofits to offer Individual Development Accounts (a matched savings program) that encourage families to save for housing, business and educational goals. Participants are required to attend financial fitness training workshops and they receive one-on-one credit and budget counseling. Matching funds are provided to help participants build wealth more quickly. More Information about IDAs
Viking Advantage for High School Students: Viking Advantage is an Individual Development Account (IDA) or matched savings program that incentivizes and encourages students’ saving behavior and helps them build long term assets. Since 2008, Viking Advantage has helped over 150 Normandy School high school and college students build more than $200,000 in savings for college expenses. Because research suggests that youth with a college savings account are six times more likely to attend college, Viking Advantage understands how crucial it is to expose young people to banking and financial capability early in life. More Information about Viking Advantage IDAs.
24:1 Promise Accounts-MOST 529 College Savings Accounts for Kindergarteners: Starting in the 2012-2013 school year, Beyond Housing is offering a free gift a $500 MOST 529 college savings account to all students entering Kindergarten in the Normandy School District! All children entering kindergarten are eligible. More information about Most 529.
At Beyond Housing, our commitment to affordable housing and the dream of homeownership is unwavering because….